Terms of service.
Terms and Conditions
Effective Date: 01-01-2026
These Terms and Conditions (“Terms”) govern your use of the Everguard Claims LLC website and services. By accessing our website, submitting information, or engaging with our services, you agree to these Terms. If you do not agree, do not use our website.
Use of Our Website
You may use our website for lawful purposes only. You agree not to interfere with the operation of the site, attempt unauthorized access, or use the site in a way that could damage our systems or reputation.
No Legal or Financial Advice
Information on this website is provided for general informational purposes. Nothing on this site constitutes legal, financial, or tax advice. You should consult an attorney or qualified professional before making decisions related to surplus funds or property rights.
Service Eligibility
Our services are intended for property owners, heirs, and authorized representatives seeking assistance with recovering surplus funds or related claims. We reserve the right to decline service for any reason permitted by law.
Client Agreements
Any formal working relationship between you and Everguard Claims LLC requires a signed service agreement. Website use alone does not create a client relationship. Terms in a signed agreement supersede any conflicting language on this website.
Accuracy of Information
You agree that any information you provide to us—through forms, calls, emails, or documents—is accurate and complete. Providing false or misleading information may delay or prevent claim processing.
Intellectual Property
All content on this website, including text, graphics, logos, and materials, is owned by Everguard Claims LLC or licensed for our use. You may not copy, reproduce, distribute, or modify any content without written permission.
Third‑Party Links
Our website may contain links to third‑party websites. We are not responsible for the content, accuracy, or privacy practices of external sites. Accessing third‑party links is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Everguard Claims LLC is not liable for any damages arising from your use of our website, reliance on website information, delays in claim processing, or actions taken by government agencies, courts, or third‑party service providers.
No Guarantee of Outcome
Surplus‑funds recovery depends on government processes, documentation, deadlines, and eligibility requirements. We do not guarantee approval, payment amount, or processing time for any claim.
Indemnification
You agree to indemnify and hold Everguard Claims LLC harmless from any claims, losses, liabilities, or expenses arising from your misuse of the website or violation of these Terms.
Privacy
Your use of our website is also governed by our Privacy Policy. By using the site, you consent to the collection and use of information as described in that policy.
Changes to These Terms
We may update these Terms at any time. Updates take effect when posted on our website. Continued use of the site after changes means you accept the revised Terms.
Governing Law
These Terms are governed by the laws of the State of Missouri, without regard to conflict‑of‑law principles. Any disputes must be resolved in state or federal courts located in Missouri.